Stock Investing Strategies

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Domain fraudster stock investor government employee asmita patel personifies greed, dishonesty

The gujju domain fraudster, stock broker and government employee asmita patel like goan gsb fraud siddhi mandrekar is greed personified as she is getting a monthly salary for falsely claiming to be a domain investor when she has not spent a single rupee on domain names in her life. The domain fraudster asmita patel, allegedly managed to get fake references from the powerful fraud official puneet or others that though she has not registered or purchased any domain name in her life, she owned the expensive domain names of a obc single woman engineer, domain investor, who these fraud officials hated.
The gujju domain fraudster asmita patel could be easily honest about the fact that she had not invested any money in domain names, and refused the position offered to her in R&AW. Instead gujju domain fraudster asmita patel like a nigerian section 420 fraudster falsely claiming to own the domain names of a harmless obc single woman engineer, to deny the engineer the opportunities and position, the obc engineer deserved.

After getting the lucrative R&AW job, the domain fraudster asmita patel could have easily purchased the domain names paying the market price. Unlike other domain fraudster government employees like the goan sex bribe queens siddhi sunaina, cheater housewives riddhi nayanshree , the gujju domain fraudster asmita patel, had experience in getting funds from others. According to sources, she was boasting that she did not manage portfolios of less than Rs 20 lakh for her clients and can raise large amounts from her many wealthy customers

Most of the domain names of the obc engineer which the domain fraudster R&AW employee asmita patel falsely claims to own are available for sale for Rs 30000- Rs 45000, and domain investors worldwide are paying the obc engineer the market price of the domain names. Though the gujju domain fraudster asmita patel has been falsely claiming to own the domain names since 2013, and is getting a government salary only for making fake claims of owning the domain names, she does not have the honesty, decency, or humanity to purchase the domain names from the obc engineer,paying the market price.

The cunning shameless gujju domain fraudster R&AW employee asmita patel for the last 3 years wants the harmless obc engineer and real domain investor who is being tortured daily to pay all the expenses related to the domain names, do all the work online in finding customers for the domain names sold and then shamelessly like a section 420 fraud falsely claims to own the domain names to get a monthly salary for flirting and seducing powerful fraud officials in ntro, security, intelligence agencies.

When gujju domain fraudster R&AW employee asmita patel does not own a single domain name and is not interested in purchasing the domain names paying the market price of the domain names , why is R&AW wasting tax payer money paying her a monthly salary for making fake claims that the gujju domain fraudster owns domain names of the obc single woman engineer.

Stock investing safer than domain investing in India due to corruption, nepotism

The high levels of corruption and nepotism in the indian internet sector cannot be matched elsewhere as powerful ntro and other officials will falsely claim that their lazy greedy mediocre fraud friends and relatives own domain names, to get all these frauds government jobs, though these fraud government employees do not spend a single rupee on domain names, or control them.
Few can match the extremely incompetent dishonest indian intelligence agency officials especially in NTRO who do not even know how to verify the ownership of a domain name or website, checking the whois of the website, yet shamelessly and falsely claim that their fraud friends and relatives are domain investors to waste tax payer money paying them a monthly salary.
For most of the other investments like real estate, shares, mutual funds, the company will usually verify the person who had paid for the asset, unless they are conned by fraud government officials like j srinivasan, puneet and vijay who falsely claim that the lazy greedy inexperienced mediocre fraud goan sex bribe queens slim jeans clad obc slut bsc sunaina who has sex with fraud top brahmin officials , siddhi mandrekar, veena, ruchika, goan gsb fraud housewife riddhi nayak who looks like kangana ranaut and other fraud government employees with no savings, own the mutual fund investments of their btech 1993 EE classmate who these fraud government officials hate.

Mutual funds give better returns compared to shares

Since mutual fund managers devote a lot of resources to researching the various shares and companies listed, the returns offered by the mutual funds will be sometimes better than the market indices. For example in the last one year, the market indices in India, sensex and nifty have fallen significantly.
However some of the better performing mutual funds have given the same returns as the last financial year in terms of dividends announced, while the returns on shares are relatively less. So unless an investor has enough time and resources to research the different listed companies extensively, it is advisable to invest in mutual funds to get good returns.

Stock market crashes again

The media reported that the stock market indices crashed again after the fall in the chinese stock market. It appears that the returns on conventional equity investment will continue to be low or negative in some cases, so investors will be forced to consider other options to get better returns for their money.

A lot of research will have to be done to find undervalued stocks and invest in them to get good returns. In contrast trading in securities will continue to be more secure, as the returns on the investment will be guaranteed.

In some countries like US, interest rates are low, so investors are willing to consider other investment options like domain names and can invest without any problem at all. However in countries like india the incompetent cruel animal like security and intelligence agencies are not willing to consider the domain names as an alternative to the poorly performing stock market, labelling them as a security threat without any proof at all, to cheat, exploit, torture and defame them for years

Decline in the number of investors

In some countries, there has been a significant decline in the number of investors in the stock market despite an increase in population and GDP levels. Some of the reasons for the decline are:
1. Time consuming – investing in shares is very time consuming as the investor has to spend a lot of time researching the company and tracking the share prices, dividend declaration. Many times an investor may place an order for shares , but the transaction may not be completed , if the share prices fails to drop to the desired price. Similar, a share sale may not be completed due the fluctuation in share prices.
2. lack of transparency there is a limited amount of information available on publicly listed companies. Most investors have to rely on inputs from press releases put out by the companies they plan to invest in and this information may often not be accurate.
3.misleading guidance , tips and information. often influential people like television anchors, newspaper columnists are offered incentives by large companies to report favorably on them. Many gullible investors believe in these tips and invest without doing any further independent research. As result, the investor may suffer losses, if the information is not accurate.
4. Risks – most other investments like bank fixed deposits, bonds, mutual funds are passive investments, which often give the investor fairly assured returns, without much effort on his or her part. On the other hand, for a share purchase, there is no guarantee that the price will increase, it is equally likely that it will decrease and the investor will suffer a loss. So investing in shares is a risky option compared to other safer options which given guaranteed returns.

Corporate governance

The corporate governance standards  in a country are a major influence on deciding whether investing in stocks will be lucrative. In some countries , there are many measures taken to ensure that people of integrity manage companies. In others , companies have no qualms promoting  identity theft, so that they can place their puppets in the management of  high profile companies.  A fresher from college or  a crooked cheating housewife will try to pass off as an experienced person, even though she knows very little, as she has very powerful backers.

In such cases, investing in stocks can be a very risky business, as these promoters  of companies will only be interested in personal gain, and not be interested in safeguarding their shareholders stake.

Investment decisions based on tips

In certain countries, there has been a significant decline in the number of retail investors, and one of the reasons for this could be that many retail investment decisions are taken based on “tips” from experts. Investors who blindly follow these tips, often burn their fingers, and then hesistate to invest any more money in the stock market. At times these “experts” who are heavily promoted in the mainstream media have their own agenda,  may have a stake in the company that they are promoting  and may also have been offered financial incentives.

Another problem with using tips as the focus is on short term gains. Investors are encouraged to look for stocks whose price is likely to zoom/rise rapidly in the short term ( often based on insider information), so that they can sell it off in a few weeks or months time for a profit. Doing this is very time consuming for a busy investor, who has little time to spend buying , tracking and then selling the shares of different companies. Even using a demat account, an investor has to spend at least a few minutes just placing a buy order for a particular stock at the target price. Often no shares are available for sale at the target price, so the time spent by the investor is wasted and he or she has to place the same order again. More taxes have to be paid for short term capital gains compared to long term capital gains.

So while tips may provide additional inputs about a company which an investor is researching, it is not advisable to use them as the main source of information about a company.

High corruption levels make stock investing risky

In India, corruption and nepotism levels are extremely high, and some of the most powerful officials in India have no professional and personal integrity. This makes it extremely difficult for any business to accurately predict the future , it may make a big loss anytime due to changes in business conditions. So investing in stocks remains extremely risky for any person, especially if he or she does not get a salary.

Stock investing strategy and your long term goals

Your stock investing strategy depends to a large extent on your short and long term financial goals. If you are interested in making quick money, you can buy at a low price and sell when the price increases. However, it is not very easy to predict share price fluctuations and an investor may incur a loss . On the other hand, if you are interested in regular returns in the form of dividends, it is important to look at the dividend history of the company and the dividend yield. Many small businesses do not declare a dividend despite making a profit, because most of the profit is reinvested in the business. For other businesses, the share price is very high, so though they may be declaring a dividend regularly, the dividend yield is low.

For example, most large software companies declare a dividend, but the dividend yield for these companies is less than 2%. Since fixed deposit rates offered by banks and corporates is more than 9% ,these returns are not very attractive for some investors. In other sectors like the IT hardware sector , company share prices are not very high and some companies declare dividends regularly with a dividend yield of more than 2.5% . These are attractive for individuals who have to pay a 30% tax on their income, as the dividend income is tax free and there is some scope for appreciation in the share prices.

Stock investing is risky compared to real estate

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Investing in stocks remains risky compared to real estate, because the average investor does not know the real condition of the company, how well it has been managed. In many cases the management may siphon off company funds for their personal gain or take wrong decisions, and the investor will be the biggest loser. Though there is less liquidity for real estate, the person purchasing the property has more information and better control over the factors which affect the resale or rental value of the property.